Muthoot Microfin Limited (MML) is part of the Muthoot Pappachan Group (MPG), a diversified Indian business conglomerate. MML is a leading microfinance institution providing microloans primarily to women from economically weaker sections, mainly in rural and semi-urban areas of India. The company follows the Joint Liability Group (JLG) model, organizing women into small groups to promote financial inclusion, entrepreneurship, and inclusive growth through income-generating loans.