Niwas Housing Finance is an affordable housing finance company in India providing home loans, construction and extension finance, and mortgage-backed lending to salaried and self-employed customers in semi-urban and rural markets. The company operates through a branch network across nine states, serving thousands of homeowners with a focus on responsible lending, customer experience, and sustainable growth. This geographic footprint enables Niwas to expand access to home ownership while maintaining strong risk discipline and operational reach across India.