Norther Arc is a diversified financial services platform focused on expanding the flow of credit to underserved households and businesses across India. Our model combines direct-to-customer lending across MSME, rural, and consumer segments with credit solutions for origination partners. We lend through a nationwide branch network and digital partnerships, while also enabling partners through fund management via Northern Arc Investment Managers, placements, technology-led underwriting, co-lending infrastructure, and a retail debt investment platform, Altifi. Together, we enable responsible and scalable access to credit across the ecosystem.