Phi Commerce is a pioneering financial technology company that focuses on creating seamless & secure digital payment solutions. It offers a unified, end to end digital payments platform, Pay phi, designed to streamline complex payments needs across multiple consumer touch-points including browser, mobile & in store. Headquarter in Pune, India & has offices in Mumbai & Singapore. It has raised funding from investors including BEENEXT and Opus Technologies. The company's valuation was estimated at over $150 million in a Series B round in 2025. It is a Reserve Bank of India (RBI) licensed Payment Aggregator and Payment Gateway (PAPG).